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1st Reverse Mortgage USA

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Reverse mortgages are a unique type of loan that lets you convert the accrued equity of your home into usable funds.

Home Equity Conversion Mortgages (or HECMs) are a reverse mortgage insured by the Federal Housing Administration (FHA) under the U.S. Department of Housing and Urban Development. Because HECM reverse mortgages are regulated by the government, they are subject to specific rules and limits, many of which are designed to protect the borrower, such as counseling, financial assessment and more.